Most people prefer carrying minimal cash in hand when taking a trip. They do this to prevent robbery or losing money. But did you know that carrying lump sum cash without these fears is now quite a possibility? The best prepaid travel card in India is the answer you are looking for.
Prepaid travel cards are like your regular debit cards.
You can store your preferred currency using prepaid travel cards before you leave for the trip. Then, you can use this currency until the amount is exhausted. You can then reload it, just like you can do with any standard debit card. Let us learn more about these travel cards for safer trips with all that money.
Prepaid Travel Card In India Explained
Prepaid travel cards can be used to withdraw or spend cash when on an international trip. Since its functions are similar to that of a debit card, you know when you can spend with it, and the moment you get closer to exhausting the finances. So, make sure you choose a prepaid travel card after careful consideration.
No matter where you head, you can use your local currency to access cash, even on an international trip. This improves your convenience and lets you prevent paying high fees that you may incur while using credit cards. They can also be great alternatives to traveler’s checks.
Tips For Using Prepaid Travel Cards In India
1. Map Out If It Is Operational In The Destination You Are About To Visit
Find out if the prepaid travel card can be used in the country you are visiting. Your issuer can help gather sufficient information about the same. Since certain cards may fail to function due to U.S. sanctions, it is best to review their operation before you leave for the trip. Do this a couple of days before taking the trip. It will help you be on the safe side.
2. Be Watchful Of The Limit
Similar to your debit cards, even these cards come with limits. You want to make sure you know all about them, so you don’t have to drain a fortune of money during your trip. Again, your issuer can help you learn all about it ahead of time. You can also contact them in case of other queries regarding the card limit. Also, make sure that before you leave for the trip, you check the limit. You can do that by reading the card’s fine print.
3. Examine The Fees Related To The Card
Before you swipe, make sure you read the fine print. This is important because it can also help you gather information regarding the fees relating to your prepaid travel card. Since these types of cards can charge fees that may not be used by existing credit or debit card holders, you need to make sure you examine them. This will help you avoid complications during the trip.
4. Abstain From Holds As Far As Possible
Generally, it is wise to avoid using prepaid travel cards to make reservations or book hotel rooms. This is because it can lead to a hold which can tie up a large amount of your money for a very long time. That is why it is better to first use a credit card. Then, you can leverage your prepaid travel card to pay these fees.
The Bottom Line
Whether you wish to pay your merchants on an international trip or buy your favorite products from a market, these prepaid travel cards can be your savior. But make sure you know how to make the most of them before you start using them during your trip.