Need Instant Money Urgently? Fullerton India Personal Loan May Be The Answer

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Applying for a personal loan is the best way to manage your finances in times of financial crisis. You can meet all your financial requirements without putting any burden on your pocket or experience the hassle of asking your friends for financial help. Apply for a personal loan from Fullerton India, and get one step closer to your dreams.

Fullerton India instant personal loan online serves multiple purposes. For instance, you can cover the cost for medical emergencies, weddings, your children’s higher education, vacation, etc. You can also use it to consolidate all your debts into one personal loan without getting financially overwhelmed. The best part is that you can instantly secure up to Rs. 25 lakhs as a loan at interest rates starting from as low as 11.99%.

Features & Benefits of Fullerton India Instant Personal Loan Online

Fullerton India makes it easy for you to get your instant personal loan by offering the underlying benefits and features that customer-centric

Quick Personal Loan Approval and Disbursal

After filling an online application form and submitting the relevant personal loan documents required by Fullerton India, you will be instantly informed of your eligibility. After a successful verification process, your loan will get approved almost instantly, and the approved loan amount will be transferred to your bank account within 30 minutes of approval. However, please note that the maximum loan amount you can get is determined based on your repayment capacity and your personal loan eligibility.

Maximum Loan Amount

The best part about having the Fullerton India instant personal loan online is that you can avail yourself of up to Rs. 25 lakhs as a loan. It is one of the most attractive features. Furthermore, the maximum loan amount also depends on factors like your age, net monthly income, existing financial obligations, and your credit score.

Flexible and Competitive Interest Rates

If you are applying through the instant loan app, you will receive competitive interest rates. Fullerton India’s personal loan interest rates start from as low as 11.99% for both salaried and self-employed borrowers.

Eligibility Criteria

The eligibility criteria to get an instant personal loan is simple. You must meet the underlying requirements to apply for a personal loan through the instant loan app.

  • You must be a citizen of India who is currently residing in India.
  • You must be an employee of a private or public undertaking.
  • You must be at least 21 years old at the time of application or 60 at the end of the loan tenure.
  • If you are a salaried person, your monthly income should be at least Rs. 20,000. However, if you are from Mumbai and Delhi, you must earn a minimum of Rs. 25000 every month.
  • If you are a self-employed person, you must earn a minimum yearly profit based on profession or industry.

Easy and Hassle-Free Documentation

Since everything is processed digitally, the documentation process is easy and hassle-free. There are certain documents you have to furnish to avail of a personal loan.

The personal loan documents required are:

  • Duly signed application form
  • Identification proof
  • Address proof
  • Age proof
  • Three months’ salary slip (In case of a salaried person)
  • Six months’ bank statement
  • Proof of income or financial statement (in case of a self-employed person)

How to Apply for Fullerton India Instant Personal Loan Online?

Fullerton India has a seamless and easy process to apply for a personal loan. Here is a step-by-step guide to help you understand how to apply for a personal loan online.

  • Download Fullerton India’s Instant loan app
  • Click on the “Apply Now” button
  • Select your employment status, whether you are a salaried or a self-employed individual.
  • Enter your mobile number
  • Enter the generated OTP sent to your mobile to begin with, the application form

The application includes the loan amount you need and a flexible repayment tenure based on your financial needs. After deciding on a required personal loan amount and loan tenure, you will need to furnish details like personal information, employment, and bank account information.

The best part is that if you face difficulty while filling the online application form, you can visit one of Fullerton India branches or call a customer case executive to assist you with your personal loan application.

Determine an EMI Based on your Needs

Fullerton India instant personal loan online can help you meet your financial requirements; it is always best to analyse your needs and choose an EMI that you can afford to pay. You can use the online EMI calculator to manage your finances and come up with the best EMI figure for yourself.

An EMI calculator has three main components that you need to enter to determine your EMI. You will need to enter the loan amount, the interest rate, and the loan tenure to begin with. You also have the option to alter them until you reach an EMI that you can afford to pay every month without compromising your finances.

In a Nutshell

Fullerton India instant personal loan online is an unsecured loan that serves multiple purposes. It comes with maximum benefits like lower interest rates and maximum loan amount. It would be wise to assess your needs and choose an affordable EMI before applying for a personal loan.

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